A dream opportunity located within the gates of the highly desired community of Montecito. This wonderful 3 bedrooms/3 bath HUD-Owned home offers a rear yard with Built-in BBQ Island, Pool, spa, and wading pool with views of our mountains as well as Desert Willow Golf Course. As you step through the front rustic double gates you are transported into an easy and relaxed Hacienda experience with the Saltillo tiled courtyard and leading into the magnificent open spacious living room with fireplace for your entertaining and a formal dining room with the pool view through the slider door windows. The high ceilings create an open and expansive feeling which carries into the large whimsical kitchen with an Old-World flair brings to mind a sense of nostalgic past. Adjoining the kitchen is the breakfast bar that transitions into the family room, a comfortable sitting area with the gas fireplace as the focal point. In addition, all three bedrooms are en-suites with their own bathrooms for maximum comfort. The 3-car garage has built-in storage cabinets. Centrally located near shopping, restaurants, golf courses, casino and more.